Privacy Policy

KASH4BIZ, LLC PRIVACY POLICY

KASH4BIZ, LLC (the “Company” or “K4B”) has created this Privacy Policy to allow you to make an informed and conscious decision when using our website. This Policy explains:

  • A. The type of information we collect
  • B. How we use that information
  • C. How we keep that information safe
  • D. How that information may be shared
  • A. How that information may be shared

For purposes of this Privacy Policy:

“Site” refers to the Company’s website at www.kash4biz.com.
“Service” refers to the Company’s services available via the Site.
“K4B”, “we,” “us,” and “our” refer to the Company.
“You” refers to you, as a user of our Site or our Service.

By accessing our Site or our Service, you accept our Privacy Policy and Terms of Use, and you consent to our collection, storage, use and disclosure of your Personal and Non-Personal Information as described in this Privacy Policy.

I. THE INFORMATION WE COLLECT

NON-PERSONAL INFORMATION includes information that cannot be used to personally identify you. This includes things like: Information we may receive from specialized marketing information firms, such as household demographics; Information obtained from Web page http headers (home server domain names, IP address, type of client computer, and type of Web browser);Information we obtain, whether user specific or aggregate, that we receive from our web pages recording visitor’s access; Information you provide when you contact our customer service department; and Information you provide to us when you communicate with us via email

PERSONAL INFORMATION includes things like: Information we receive from you on applications or other forms, such as transaction documents, sales documents, online forms, e-mails, registration forms, surveys, or other documents or submissions related to the products and services we provide, including your name, address, telephone number, social security number, driver’s license number, email address, employment information, demographic information, bank account information, and information about your assets, debts, and income; Information about your transactions with us, our affiliates, or others, such as your account history, transaction balances, payment history, overdraft history, parties to transactions, and your reasons for doing business with us; Information we may receive from third parties, such as consumer reporting agencies and other lenders, regarding your creditworthiness and credit history, and to verify your identity; Information we may obtain to verify representations made by you, such as your employment history or income;

INFORMATION COLLECTED VIA TECHNOLOGY In an effort to improve the quality of the Service, we track information provided to us by your browser or by our website application when you view or use the Service, such as the website you came from (known as the “referring URL”), the type of browser you use, the device from which you connected to the Service, the time and date of access, and other information that does not personally identify you. We track this information using cookies, or small text files which include an anonymous unique identifier. Cookies are sent to a user’s browser from our servers and are stored on the user’s computer hard drive. The Company uses session cookies, which expire when you close your browser. Sending a cookie to a user’s browser enables us to collect Non-Personal information about that user and keep a record of the user’s preferences when utilizing our services, both on an individual and aggregate basis. For example, the Company may use cookies to collect information such as: website activity, device information and/or browser information.

INFORMATION YOU PROVIDE US BY SUBMITTING AN APPLICATION In addition to the information provided automatically by your browser when you visit the Site, to create and/or submit an application or request to the Service you will need to provide your email address, and other personal and non-personal information. By creating and/or submitting an application or request, you are authorizing us to collect, store and use your email address in accordance with this Privacy Policy.

INFORMATION FROM CHILDREN The Site and the Service are NOT directed to anyone under the age of 18. The Site does not knowingly collect or solicit information from anyone under the age of 18 nor does it knowingly allow anyone under the age of 18 to create or submit an application or request. In the event that we learn that we have gathered personal information from anyone under the age of 18, with or without the consent of a parent or guardian, we will delete that information as soon as possible. If you believe we have collected such information, please contact us at customerservice@kash4biz.com.

II. HOW WE USE AND SHARE INFORMATION

PERSONAL INFORMATION Except as otherwise stated in this Privacy Policy, we do not sell, trade, rent or otherwise share for marketing purposes your Personal Information with third parties without your consent. We do share Personal Information with vendors who are performing services for the Company, such as the servers for our email communications who are provided access to the user's email address for purposes of sending emails from us. Those vendors use your Personal Information only at our direction and in accordance with our Privacy Policy. In general, the Personal Information you provide to us is used to help us communicate with you. For example, we use Personal Information to contact users in response to questions or requests, solicit feedback from users, provide technical support, and inform users about promotional offers. We may share Personal Information with outside parties if we have a good-faith belief that access, use, preservation or disclosure of the information is reasonably necessary to meet any applicable legal process or enforceable governmental request; to enforce applicable Terms of Service, including investigation of potential violations; address fraud, security or technical concerns; or to protect against harm to the rights, property, or safety of our users or the public as required or permitted by law.

NON-PERSONAL INFORMATION In general, we use Non-Personal Information to help us improve the Service and customize the user experience. We also aggregate Non-Personal Information in order to track trends and analyze use patterns on the Site. This Privacy Policy does not limit in any way our use or disclosure of Non-Personal Information and we reserve the right to use and disclose such Non-Personal Information to our partners, advertisers and other third parties at our discretion. In the event we undergo a business transaction such as a merger, acquisition by another company, or sale of all or a portion of our assets, your Personal Information may be among the assets transferred. You acknowledge and consent that such transfers may occur and are permitted by this Privacy Policy, and that any acquirer of our assets may continue to process your Personal Information as set forth in this Privacy Policy. If our information practices change at any time in the future, we will post the policy changes to the Site so that you may opt out of the new information practices. We suggest that you check the Site periodically if you are concerned about how your information is used.

III. HOW WE PROTECT INFORMATION

We implement security measures designed to protect your information from unauthorized access. We further protect your information from potential security breaches by implementing certain technological security measures including encryption, firewalls, and secure socket layer technology. However, these measures do not guarantee that your information will not be accessed, disclosed, altered, or destroyed by breach of such firewalls and secure server software. By using our Service, you acknowledge that you understand and agree to assume these risks.

IV. HOW TO CONTROL YOUR INFORMATIONs

If you no longer wish to receive marketing communications from the Site, You have the right at any time to opt-out of further advertising and marketing communications by following the unsubscribe or opt-out instructions provided in each promotional material. You can also indicate that you do not wish to receive marketing communications from us by contacting us at customerservice@kash4biz.com or 833.527.4249. Please note that even if you unsubscribe or opt-out, we may continue to send you administrative emails including, for example, any relevant updates to your Account, or potential changes to our Privacy Policy.

V. LINKS TO OTHER WEBSITES

You may notice that the Site contains links to other websites or applications. However, we are not responsible for the privacy practices employed by those websites, the information they may collect, or the content they may contain. This Privacy Policy applies only to information collected by us, through the Site, and the Service. Therefore, this Privacy Policy does not apply once you click any link on the Site and access another website or application that is owned and/or operated by another party. We strongly suggest that You read and review any and all privacy statements or policies of other websites before You access or use them.

VI. CHANGES TO OUR PRIVACY POLICY

The Company reserves the right to change this policy and our Terms of Service at any time, for any reason. You should periodically check the Site and this privacy page for updates. Should there be significant modifications to this policy, we will place a prominent notice of the update on our Site. Significant changes will go into effect 30 days following such notification. Non-material changes or clarifications will take effect immediately.

CONTACT INFORMATION If you have any questions regarding this Privacy Policy or the practices of this Site, please contact us by sending an email to customerservice@kash4biz.com or 833.527.4249.

NOTICE TO CALIFORNIA RESIDENTS Pursuant to state law, the Company may not share information it collects about you with its Affiliated Companies or with Non-Affiliated Third Parties, except in the limited circumstances permitted under state law, or if you give us your permission.

California Civil Code Section 1798.83, also known as S.B. 27, allows California residents to request certain information regarding our disclosures in the prior calendar year, if any, of personally identifiable information to third parties for their own direct marketing purposes. To make such a request, please contact us at customerservice@kash4biz.com or 833.527.4249.

NOTICE TO NORTH DAKOTA RESIDENTS Pursuant to state law, we will only share information with our service providers and with third parties as required or permitted by law, or if you give us your permission.

NOTICE TO VERMONT RESIDENTS The Company will not disclose information about you with its Affiliated Companies or with Non-Affiliated Third Parties, other than as required or permitted by law, without your express permission.

Last Updated: This Privacy Policy was last updated JUNE 2020.

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